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An exceptional opportunity to purchase an outstanding five bedroom detached David Wilson show home offered now with immediate vacant possession, the property boasts four reception rooms, a fully fitted breakfast kitchen, five double bedrooms plus second floor playroom, a four piece master en-suit...

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Chapter 13 Bankruptcy is typically known as a “debt consolidation” Bankruptcy or a “wage earner plan” but I really prefer to think of it as a consumer reorganization. The purpose of Chapter 13 is to allow you to keep all of your assets and pay off the debts that you need to pay off in order to keep your home, car or other valuable assets.

If you are behind on your home or car, no problem, with chapter 13 you can catch up over five years.

If the IRS or Franchise Tax Board is making your life miserable, no problem as chapter 13 lets you pay that off over time without them garnishing your paycheck or wiping out your bank account with no notice. Chapter 13 is also the place that some debtors go that have incomes above median income and fail what is called the dreaded “Means Test”.

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